Avoid Identity Theft With Proper Understanding
Beware of online identity theft while searching and applying for a job. Even the government has recently issued warnings regarding criminals taking advantage of vulnerable job seekers during these high rate unemployment periods. There have been recent reports of criminals posing as potential employers and requesting more personal information from candidates such as social security number and date of birth leading to job seeker identity theft. Many people fall victim to this scam because they think the request is legitimate, and the information is needed for a background check or other hiring requirement.
Everybody has a unique identity. No two people are the same. Even if your name is very common, other factors such as your date of birth and place of birth will set you apart. But your identity is in jeopardy. Individual criminals and gangs from around the world would love to be able to steal your identity. With your personal information and details they can carry out a number of activities that can generate money; this includes opening bank accounts, being issued credit cards, receiving loans, and government benefits, as well as having a driving license and passport made. Identity theft is big business.
Identity theft has been a hot topic in recent years. We’ve all heard the news stories about large banks, businesses and government agencies that have had thousands – if not millions – of personal identities stolen from their databases. Perhaps you have been the victim of identity theft yourself, or you know someone who has been. You are not just a minor statistic. The Federal Trade Commission (FTC) estimates that more than 9 million Americans each year will have their Identities stolen or compromised in some way.
For some reason, Americans often feel the need to carry their social security cards in their purse or wallet. Not only is this extremely unsafe in regards to an identity theft risk, but it’s simply unnecessary. Keep your social security card and number stored away in a safe, preferably locked, place.
Some of the things that can be warning signs include if you find that you are not getting your mail. Particularly if you are not getting your bills, as these are the best things a thief can use to steal your information. Remember that suspicious emails should not be read and that you should watch for other information that should not be shared.
There are no good old days like people who have never lived thru that era like to romanticize. Thieves and scam artists have always existed. Yet for countless seniors there was a degree of decorum that is almost foreign to many of us in modern society. In other words the trust factor was lot higher and the cynicism not so widespread. It is hard to break habits like that. And when the scammers start laying on the sugar talk and feign strong personal interest, more than a few elderly people find that an irresistible combination.
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