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	<title>Don&#039;t Click It &#187; Home Mortgage</title>
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	<link>http://www.dontclickit.net</link>
	<description>Don&#039;t Click It, its a Internet Marketing, Online Marketing, Business and Finance related Blog</description>
	<lastBuildDate>Fri, 30 Jul 2010 08:21:34 +0000</lastBuildDate>
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		<title>Fulfill All Your Dreams Of Having Your Own Start Up Business Through Commercial Mortgage</title>
		<link>http://www.dontclickit.net/fulfill-all-your-dreams-of-having-your-own-start-up-business-through-commercial-mortgage.html</link>
		<comments>http://www.dontclickit.net/fulfill-all-your-dreams-of-having-your-own-start-up-business-through-commercial-mortgage.html#comments</comments>
		<pubDate>Thu, 22 Apr 2010 08:31:16 +0000</pubDate>
		<dc:creator>Peter Skonctue</dc:creator>
				<category><![CDATA[Home Mortgage]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[commercial loan]]></category>
		<category><![CDATA[commercial mortgage]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[mortgage]]></category>

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		<description><![CDATA[Many of us do not know what a commercial mortgage exactly means. A mortgage is a loan acquired through the real estate which ensures specific payment. Mortgage actually is a conditional impartation of a property which remains as a security for the further repayment of the amount of loan. Commercial and residential mortgage is quite similar to each other. It is a type of loan written for business purposes with any property or building which may be used as collateral.<!-- Easy AdSense V2.89 -->
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		<item>
		<title>How Can You Finance A Mortgage? &#124; Home Mortgage New</title>
		<link>http://www.dontclickit.net/how-can-you-finance-a-mortgage-home-mortgage-new.html</link>
		<comments>http://www.dontclickit.net/how-can-you-finance-a-mortgage-home-mortgage-new.html#comments</comments>
		<pubDate>Fri, 09 Apr 2010 21:30:31 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home Mortgage]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[copyright]]></category>
		<category><![CDATA[home-mortgage-new]]></category>
		<category><![CDATA[management]]></category>
		<category><![CDATA[modern]]></category>
		<category><![CDATA[Mortgage Loans]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[seo]]></category>
		<category><![CDATA[subscription]]></category>

		<guid isPermaLink="false">http://www.dontclickit.net/how-can-you-finance-a-mortgage-home-mortgage-new.html</guid>
		<description><![CDATA[Most homeowners purchase their houses through mortgage finance or a loan. There have been many changes of mortgages and loans in the last ten years, bringing.<!-- Easy AdSense V2.89 -->
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Tips On Paying And Reducing Monthly Mortgage Payment</title>
		<link>http://www.dontclickit.net/tips-on-paying-and-reducing-monthly-mortgage-payment.html</link>
		<comments>http://www.dontclickit.net/tips-on-paying-and-reducing-monthly-mortgage-payment.html#comments</comments>
		<pubDate>Thu, 11 Mar 2010 09:33:24 +0000</pubDate>
		<dc:creator>Adriana Noton</dc:creator>
				<category><![CDATA[Home Mortgage]]></category>
		<category><![CDATA[agent]]></category>
		<category><![CDATA[buying]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[debts]]></category>
		<category><![CDATA[family]]></category>
		<category><![CDATA[homes]]></category>
		<category><![CDATA[housing]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[rates]]></category>
		<category><![CDATA[refinancing]]></category>
		<category><![CDATA[selling]]></category>
		<category><![CDATA[services]]></category>

		<guid isPermaLink="false">http://www.dontclickit.net/tips-on-paying-and-reducing-monthly-mortgage-payment.html</guid>
		<description><![CDATA[The monthly mortgage payment is one of the most expensive debts most of us pay each month. Unfortunately, the recent housing and economic crisis has left many homeowners struggling to keep up with their mortgage payments. If you are on a tight budget, there a number of ways you can reduce your monthly mortgage payments and alleviate the overwhelming financial stress. Below are a number of tips on paying and reducing monthly mortgage payments.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>adjustable rate mortgage wikipedia &#124; Home Mortgage Advice</title>
		<link>http://www.dontclickit.net/adjustable-rate-mortgage-wikipedia-home-mortgage-advice.html</link>
		<comments>http://www.dontclickit.net/adjustable-rate-mortgage-wikipedia-home-mortgage-advice.html#comments</comments>
		<pubDate>Sun, 21 Feb 2010 11:00:12 +0000</pubDate>
		<dc:creator>unknown</dc:creator>
				<category><![CDATA[Home Mortgage]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[dating-advice]]></category>
		<category><![CDATA[economics]]></category>
		<category><![CDATA[housing-market]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage-advice]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[reading]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[scranton-hotels]]></category>
		<category><![CDATA[starbucks]]></category>
		<category><![CDATA[vancouver]]></category>

		<guid isPermaLink="false">http://www.dontclickit.net/adjustable-rate-mortgage-wikipedia-home-mortgage-advice.html</guid>
		<description><![CDATA[adjustable rate mortgage wikipedia &#124; Home Mortgage Advice. Mortgage Reduction Secret Weapon: Your Deposit part 1 of 3. part 1: A Primer on Wealth Creation and How mortgages work]]></description>
		<wfw:commentRss>http://www.dontclickit.net/adjustable-rate-mortgage-wikipedia-home-mortgage-advice.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Tax Credit for Your Home Mortgage : Home Mortgage Secrets Revealed</title>
		<link>http://www.dontclickit.net/tax-credit-for-your-home-mortgage-home-mortgage-secrets-revealed.html</link>
		<comments>http://www.dontclickit.net/tax-credit-for-your-home-mortgage-home-mortgage-secrets-revealed.html#comments</comments>
		<pubDate>Thu, 07 Jan 2010 00:35:20 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home Mortgage]]></category>
		<category><![CDATA[auctions]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[journal]]></category>
		<category><![CDATA[latest-auctions]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[mortgage-secrets]]></category>
		<category><![CDATA[recently-written]]></category>
		<category><![CDATA[refinance-mortgage]]></category>
		<category><![CDATA[sponsored-ads]]></category>

		<guid isPermaLink="false">http://www.dontclickit.net/tax-credit-for-your-home-mortgage-home-mortgage-secrets-revealed.html</guid>
		<description><![CDATA[These are few questions which are useful for home owners who own has home line of credit.Is interest on a ...]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Tax Credit for Your Home Mortgage : Home Mortgage Secrets Revealed</title>
		<link>http://www.dontclickit.net/tax-credit-for-your-home-mortgage-home-mortgage-secrets-revealed-2.html</link>
		<comments>http://www.dontclickit.net/tax-credit-for-your-home-mortgage-home-mortgage-secrets-revealed-2.html#comments</comments>
		<pubDate>Thu, 07 Jan 2010 00:35:20 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home Mortgage]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[forebearance]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[journal]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[mortgage-secrets]]></category>

		<guid isPermaLink="false">http://www.dontclickit.net/tax-credit-for-your-home-mortgage-home-mortgage-secrets-revealed-2.html</guid>
		<description><![CDATA[These are few questions which are useful for home owners who own has home line of credit.Is interest on a ...]]></description>
		<wfw:commentRss>http://www.dontclickit.net/tax-credit-for-your-home-mortgage-home-mortgage-secrets-revealed-2.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Always Ask Questions to Avoid the Sell and Rent Home Trap</title>
		<link>http://www.dontclickit.net/always-ask-questions-to-avoid-the-sell-and-rent-home-trap.html</link>
		<comments>http://www.dontclickit.net/always-ask-questions-to-avoid-the-sell-and-rent-home-trap.html#comments</comments>
		<pubDate>Fri, 01 Jan 2010 10:46:50 +0000</pubDate>
		<dc:creator>Ganesh Chovorick</dc:creator>
				<category><![CDATA[Home Mortgage]]></category>
		<category><![CDATA[sell and rent back]]></category>

		<guid isPermaLink="false"></guid>
		<description><![CDATA[There has been an immense deal of negative press newly regarding sell to rent back schemes. Such schemes are presented to those homeowners who are pugnacious to meet their mortgage repayments or who have fallen behind on their repayments and for whom repossession is a enormous threat.]]></description>
		<wfw:commentRss>http://www.dontclickit.net/always-ask-questions-to-avoid-the-sell-and-rent-home-trap.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Advantages And Disadvantages Of Mortgages</title>
		<link>http://www.dontclickit.net/advantages-and-disadvantages-of-mortgages.html</link>
		<comments>http://www.dontclickit.net/advantages-and-disadvantages-of-mortgages.html#comments</comments>
		<pubDate>Sun, 27 Dec 2009 19:59:47 +0000</pubDate>
		<dc:creator>Robert Steger</dc:creator>
				<category><![CDATA[Home Mortgage]]></category>
		<category><![CDATA[mortgage calculators]]></category>

		<guid isPermaLink="false"></guid>
		<description><![CDATA[In today's world, it seems that almost any topic is open for debate. While I was gathering mortgage amortization calculator facts for this article, I was quite surprised to find some of the issues I thought were settled are actually still being openly discussed.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage Protection Insurance</title>
		<link>http://www.dontclickit.net/mortgage-protection-insurance.html</link>
		<comments>http://www.dontclickit.net/mortgage-protection-insurance.html#comments</comments>
		<pubDate>Fri, 18 Dec 2009 11:02:03 +0000</pubDate>
		<dc:creator>Mike Osborne</dc:creator>
				<category><![CDATA[Home Mortgage]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[home mortgages]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[mortgage assistance]]></category>
		<category><![CDATA[mortgage calculators]]></category>
		<category><![CDATA[mortgage companies]]></category>
		<category><![CDATA[mortgage lenders]]></category>
		<category><![CDATA[Mortgage Loans]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[mortgage refi]]></category>
		<category><![CDATA[mortgage-refinancing]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[refinance mortgages]]></category>
		<category><![CDATA[reverse mortgages]]></category>

		<guid isPermaLink="false"></guid>
		<description><![CDATA[In today's world, it seems that almost any topic is open for debate. While I was gathering mortgage protection insurance facts for this article, I was quite surprised to find some of the issues I thought were settled are actually still being openly discussed.]]></description>
		<wfw:commentRss>http://www.dontclickit.net/mortgage-protection-insurance.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Debt Consolidation.</title>
		<link>http://www.dontclickit.net/debt-consolidation.html</link>
		<comments>http://www.dontclickit.net/debt-consolidation.html#comments</comments>
		<pubDate>Fri, 18 Dec 2009 08:47:13 +0000</pubDate>
		<dc:creator>Jim Scott</dc:creator>
				<category><![CDATA[Home Mortgage]]></category>

		<guid isPermaLink="false">http://www.dontclickit.net/debt-consolidation.html</guid>
		<description><![CDATA[We all wish to live a luxurious life throughout our life. The rich people can afford to lead it the way they like because they do not have to worry about the finances. Generally it is the common man who suffers especially when the market rates fluctuate seeing the monetary condition of the present day. From a past few months or rather since a year a common man is struggling hard even to meet up his daily expenses. Even if he/she has made plans to buy a property, a house or even a small shop in a complex, it is next to impossible for him/her in the period of financial crisis.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Top 10 Fixed Rate Mortgage Deals</title>
		<link>http://www.dontclickit.net/top-10-fixed-rate-mortgage-deals.html</link>
		<comments>http://www.dontclickit.net/top-10-fixed-rate-mortgage-deals.html#comments</comments>
		<pubDate>Wed, 16 Dec 2009 11:20:14 +0000</pubDate>
		<dc:creator>Walter Lehmann</dc:creator>
				<category><![CDATA[Home Mortgage]]></category>

		<guid isPermaLink="false">http://www.dontclickit.net/top-10-fixed-rate-mortgage-deals.html</guid>
		<description><![CDATA[If you're seriously interested in knowing about the top 10 fixed rate mortgages, you need to think beyond the basics. This informative article takes a closer look at things you need to know about the cheapest mortgages.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>?Home Mortgage Applications &#124; Mortgage-Blog</title>
		<link>http://www.dontclickit.net/home-mortgage-applications-mortgage-blog.html</link>
		<comments>http://www.dontclickit.net/home-mortgage-applications-mortgage-blog.html#comments</comments>
		<pubDate>Sun, 13 Dec 2009 10:16:24 +0000</pubDate>
		<dc:creator>unknown</dc:creator>
				<category><![CDATA[Home Mortgage]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[frustration]]></category>
		<category><![CDATA[guide]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[month]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[mortgage-applications]]></category>
		<category><![CDATA[search]]></category>
		<category><![CDATA[sponsored-ads]]></category>

		<guid isPermaLink="false">http://www.dontclickit.net/home-mortgage-applications-mortgage-blog.html</guid>
		<description><![CDATA[Applying for a home mortgage is a time consuming process that involves a.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Pick a Mortgage : How to Pre-Qualify for a Home Mortgage &#8230;</title>
		<link>http://www.dontclickit.net/how-to-pick-a-mortgage-how-to-pre-qualify-for-a-home-mortgage.html</link>
		<comments>http://www.dontclickit.net/how-to-pick-a-mortgage-how-to-pre-qualify-for-a-home-mortgage.html#comments</comments>
		<pubDate>Sun, 06 Dec 2009 12:34:58 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home Mortgage]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[forebearance]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[investing]]></category>
		<category><![CDATA[latest-auctions]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[Marketing]]></category>
		<category><![CDATA[month]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[recently-written]]></category>
		<category><![CDATA[refinance-mortgage]]></category>
		<category><![CDATA[search]]></category>

		<guid isPermaLink="false">http://www.dontclickit.net/how-to-pick-a-mortgage-how-to-pre-qualify-for-a-home-mortgage.html</guid>
		<description><![CDATA[Pre-qualifying for a home loan can be helpful when buying a house. See how in ...]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>TaxProf Blog: NPR: The Home Mortgage Interest Deduction</title>
		<link>http://www.dontclickit.net/taxprof-blog-npr-the-home-mortgage-interest-deduction.html</link>
		<comments>http://www.dontclickit.net/taxprof-blog-npr-the-home-mortgage-interest-deduction.html#comments</comments>
		<pubDate>Tue, 24 Nov 2009 08:50:01 +0000</pubDate>
		<dc:creator>Paul Caron</dc:creator>
				<category><![CDATA[Home Mortgage]]></category>
		<category><![CDATA[estate-planning]]></category>
		<category><![CDATA[gpo-access]]></category>
		<category><![CDATA[michigan]]></category>
		<category><![CDATA[november-24]]></category>
		<category><![CDATA[papers]]></category>
		<category><![CDATA[pennsylvania]]></category>
		<category><![CDATA[profile]]></category>
		<category><![CDATA[publications]]></category>
		<category><![CDATA[statistics]]></category>
		<category><![CDATA[taxes]]></category>
		<category><![CDATA[toronto]]></category>
		<category><![CDATA[upcoming-meeting]]></category>
		<category><![CDATA[virginia]]></category>

		<guid isPermaLink="false">http://www.dontclickit.net/taxprof-blog-npr-the-home-mortgage-interest-deduction.html</guid>
		<description><![CDATA[Check out the 6-minute segment on NPR's All Things Considered, Is Tax Deduction for Home Mortgages a Bad Idea?: The tax deduction for mortgage interest is a cherished benefit for millions of Americans, but most economists think it's a ...]]></description>
		<wfw:commentRss>http://www.dontclickit.net/taxprof-blog-npr-the-home-mortgage-interest-deduction.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Existing Home Sales increase sharply in October &#124; Mortgage Loans &#8230;</title>
		<link>http://www.dontclickit.net/existing-home-sales-increase-sharply-in-october-mortgage-loans.html</link>
		<comments>http://www.dontclickit.net/existing-home-sales-increase-sharply-in-october-mortgage-loans.html#comments</comments>
		<pubDate>Mon, 23 Nov 2009 09:00:01 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home Mortgage]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[global-economy]]></category>
		<category><![CDATA[insurance]]></category>
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		<guid isPermaLink="false">http://www.dontclickit.net/existing-home-sales-increase-sharply-in-october-mortgage-loans.html</guid>
		<description><![CDATA[The NAR reports: Existing- Home Sales Record Another Big Gain, Inventories Continue to Shrink Existing- home sales – including single-family, townhomes, condominiums and co-ops – surged 10.1 percent to a seasonally adjusted annual rate1 ...]]></description>
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		<title>Home Savior Mortgage Refinance Loan with Obama&#039;s Update at Low &#8230;</title>
		<link>http://www.dontclickit.net/home-savior-mortgage-refinance-loan-with-obamas-update-at-low.html</link>
		<comments>http://www.dontclickit.net/home-savior-mortgage-refinance-loan-with-obamas-update-at-low.html#comments</comments>
		<pubDate>Sat, 21 Nov 2009 07:00:47 +0000</pubDate>
		<dc:creator>mortgageloanmodification</dc:creator>
				<category><![CDATA[Home Mortgage]]></category>
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		<guid isPermaLink="false">http://www.dontclickit.net/home-savior-mortgage-refinance-loan-with-obamas-update-at-low.html</guid>
		<description><![CDATA[The home mortgage refinance or the refinance dwelling loan has not ever been so well liked like now. This can be attributed to the current economic position and.]]></description>
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		<title>Mortgage Rates Low, But Home Buyers Still Scarce &#8211; Developments &#8211; WSJ</title>
		<link>http://www.dontclickit.net/mortgage-rates-low-but-home-buyers-still-scarce-developments-wsj.html</link>
		<comments>http://www.dontclickit.net/mortgage-rates-low-but-home-buyers-still-scarce-developments-wsj.html#comments</comments>
		<pubDate>Wed, 18 Nov 2009 15:59:45 +0000</pubDate>
		<dc:creator>unknown</dc:creator>
				<category><![CDATA[Home Mortgage]]></category>
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		<guid isPermaLink="false">http://www.dontclickit.net/mortgage-rates-low-but-home-buyers-still-scarce-developments-wsj.html</guid>
		<description><![CDATA[ Mortgage rates fell last week to their lowest level in nearly six months, to an average 4.83% for a 30-year fixed-rate mortgage , down from 4.9% two weeks ago, according to the Mortgage Bankers Association.]]></description>
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		<title>$6500 Tax Credit for Current Home Owners Passed by Congress &#8230;</title>
		<link>http://www.dontclickit.net/6500-tax-credit-for-current-home-owners-passed-by-congress.html</link>
		<comments>http://www.dontclickit.net/6500-tax-credit-for-current-home-owners-passed-by-congress.html#comments</comments>
		<pubDate>Tue, 17 Nov 2009 22:07:01 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home Mortgage]]></category>
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		<guid isPermaLink="false">http://www.dontclickit.net/6500-tax-credit-for-current-home-owners-passed-by-congress.html</guid>
		<description><![CDATA[First time home buyers are not the only ones with reason to celebrate. The American Recovery and Reinvestment Act of 2009, which was recently extended through 2010, includes the $8000 credit for first time home buyers through April 2010 ...]]></description>
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		<title>Home Mortgage Delinquencies Slow – But Still Hit Record &#124; San &#8230;</title>
		<link>http://www.dontclickit.net/home-mortgage-delinquencies-slow-%e2%80%93-but-still-hit-record-san.html</link>
		<comments>http://www.dontclickit.net/home-mortgage-delinquencies-slow-%e2%80%93-but-still-hit-record-san.html#comments</comments>
		<pubDate>Tue, 17 Nov 2009 17:17:37 +0000</pubDate>
		<dc:creator>Bob Schwartz</dc:creator>
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		<guid isPermaLink="false">http://www.dontclickit.net/home-mortgage-delinquencies-slow-%e2%80%93-but-still-hit-record-san.html</guid>
		<description><![CDATA[According to credit reporting agency TransUnion, for the three months ended Sept. 30, 6.25 percent of US mortgage loans were 60 or more days past.]]></description>
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		<title>Bad Credit Home Mortgage Refinance – What Should You Confirm About &#8230;</title>
		<link>http://www.dontclickit.net/bad-credit-home-mortgage-refinance-%e2%80%93-what-should-you-confirm-about-2.html</link>
		<comments>http://www.dontclickit.net/bad-credit-home-mortgage-refinance-%e2%80%93-what-should-you-confirm-about-2.html#comments</comments>
		<pubDate>Tue, 17 Nov 2009 15:06:29 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<guid isPermaLink="false">http://www.dontclickit.net/bad-credit-home-mortgage-refinance-%e2%80%93-what-should-you-confirm-about-2.html</guid>
		<description><![CDATA[Are you afraid of your home's foreclosure? If your answer is yes, then it is highly recommendable for you to approach the lenders that offer bad credit home mortgage refinance. ]]></description>
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